What Credit Cards Does Costco Accept?

If you’re wondering what credit cards Costco accepts, this article will answer that question and more. Costco now accepts Visa, Mastercard, American Express, and Discover. You can use any of these credit cards in-store, but if you want to save time and hassle, you should use the Visa branded card. You can also use your mobile device to make purchases with Apple Pay, Google Wallet, and Samsung Pay.


If you’re a frequent Costco shopper, you may be interested in learning whether your credit card works there. This giant retail store accepts Visa credit cards in its warehouses and gas stations. Costco is the world’s largest retailer with over seven hundred locations and more than 100 million members. It also offers several services, such as an online account. Costco also accepts MasterCard debit cards if your card supports the alternate PIN-based debit network.

As of 2022, Costco will only accept Visa credit cards. You can still pay with cash, check, debit card, ATM card, EBT, or a Costco payment card. Costco previously only accepted American Express cards, but the credit network of Visa is far larger. American Express’s exclusive deal with Costco generated billions of dollars in sales volume for the company. This deal allows Costco to pass on these savings to its customers.


If you’re wondering whether your card will work at Costco, you’ve come to the right place. As long as the store accepts Visa, you can use it anywhere. Visa is the most commonly accepted credit card at Costco. The card also works at other stores. Costco accepts Visa, debit cards, and Mastercard. American Express is not accepted. Costco also accepts cash. You can also use Costco Shop Cards at the station.

While Costco does accept Visa and debit cards, it won’t accept American Express, Discover Card, or MasterCard. Costco’s exclusive contract with Visa means that it only accepts Visa cards in-store. American Express and Discover cards were previously accepted. You can use a MasterCard debit card to pay for your Costco purchase, but you can’t use them elsewhere. If you can’t find an alternative PIN-based debit network, you’ll still have some luck using your credit card.

American Express

For many people, American Express is the best choice for their shopping needs. The company offers a variety of credit cards, from Visa to MasterCard, and even accepts American Express. However, this card isn’t accepted at Costco. Using an American Express card at Costco requires a hard credit inquiry. A hard credit inquiry will lower a consumer’s credit score, but the new issuer will already have all of the cardholder’s past activities on file.

In the U.S., American Express cardholders number 24 million. Visa has 270 million customers. It is a good deal for both companies, but Costco members will need to adjust to the new policy. Costco has a Visa card, which allows you to shop more easily and more comfortably. If you have a credit card other than American Express, it is important to remember that Visa does not offer this option.


If you’re looking for a place to use your credit card at Costco, look no further. The warehouse and gas stations at Costco accept Visa cards. You won’t find American Express, Discover, or Mastercard accepted at Costco, however. Lindsay Frankel is a Denver-based freelance writer who specializes in credit cards, travel, and budgeting. She has written articles for several finance publications and has a passion for playing music and cuddling her rescue pup.

If you frequently purchase groceries and other big ticket items at Costco, the Chase Costco card is a great option. Not only does this credit card offer member savings, but you’ll also earn rewards for spending at Costco. This is particularly valuable if you plan on using your card to fill up the Costco gas station. You can maximize your rewards by using the Chase Costco card when visiting the warehouse.

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